Public, Private, Semi-Private & Country Clubs

National Specialty Programs

Yelling “fore” on the golf course warns people they are in the path of danger. In fact, the rolling greens, peaceful ponds and majestic forests found on golf courses across the nation are fraught with potential insurance hazards. Property damage, equipment breakdown and personal injuries can choke any golf course business. All Risks delivers exclusive Golf Course Insurance for public, daily fee, country clubs and semi-private clubs. Connect with an All Risks Golf Course Insurance specialist today to keep your client on course with the most comprehensive insurance coverage.

Program Highlights

  • A.M. Best “A+” XV rated carrier
  • Available nationwide, excluding AK & HI
  • Many key coverage extensions available at no additional costs
  • Minimum premium: package – $1,250



  • Nationwide, excluding AK & HI
Submit a Risk
  • Public golf courses
  • Daily fee courses
  • Private country clubs
  • Semi-private golf clubs
  • Resort courses
  • Property
    • Buildings and Business Personal Property on blanket basis
    • Business Income on an actual loss sustained basis
    • Equipment Breakdown
    • Golf carts and course maintenance equipment on replacement cost basis
    • Golf course grounds (tee to green coverage) up to $2 million
    • Max TIV is $20,000,000 per location
    • Tree coverage up to $250,000 per location
    • Many key coverage extensions available at no additional costs
  • General Liability
    • All Operations—unless excluded
    • Product-Completed Operations
    • Personal and Advertising Injury
    • Medical Payments
    • Property Damage to rented premises
    • Errant Ball Liability
    • Liability pricing is based on number of rounds
  • Optional Liability Coverage
    • Liquor
    • Hired and Non-Owned Auto
    • Employee Benefits
    • Garagekeepers Legal liability for valet services
    • Pesticide and herbicide
  • Workers’ Comp
  • D&O
  • EPLI
  • Umbrella
  • Inland Marine

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Work with One, Work with All

We work seamlessly on each individual risk to provide our clients with the best, most comprehensive insurance solutions.

All Risks Enhances Golf Course Insurance Program

Our new solution has the broadest coverage in the industry.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations

Club Managers of America