Retirement Living Centers, Hospitals and more…

National Specialty Programs

According to the Centers for Disease Control, healthcare is the fastest-growing sector of the U.S. economy, employing over 18 million workers. Healthcare workers face daily risks from the spread of disease, infection or physical injury. Exposure to contaminated blood, inadvertent needle pricks, muscle strains or injuries from lifting are just a few of the risks threatening the well-being of healthcare professionals. In order to care for their patients, healthcare workers need peace of mind that they will be taken care of in their time of need. All Risks provides Healthcare Facility Workers’ Compensation insurance with guaranteed cost and loss sensitive plans. We work with A.M. Best “A-” or better-rated carriers to ensure your clients get the best protection.

Program Highlights

  • Available nationwide
  • Guaranteed cost, loss sensitive plans, small and large deductibles available
  • Minimum premium – $15,000


  • Nationwide
Submit a Risk

Eligible Classes

  • 8824 | Retirement Living Centers – Health Care Employees
  • 8825 | Retirement Living Centers – Food Service Employees
  • 8826 | Retirement Living Centers – All Other Employees
  • 8829 | Convalescent Homes – All Employees/Nursing Homes – All Employees
  • 8833 | Hospitals– Professional Employees
  • 8834 | Physicians
  • 8851 | Congregate Living Facilities
  • 9040 | Hospitals – All Other Employees/Hospitals – Professional Employees
  • 9043 | Hospitals – All Employees
  • 9070 | Residential Care Facilities
  • 9085 | Residential Care Facilities – Dev. Disabled
  • 8742 | Salespersons or Collectors – Outside
  • 8810 | Clerical

Ineligible Classes 

  • Abortion facilities (outpatient)
  • Ambulance companies
  • Emergency centers
  • Hospitals specializing in the treatment of HIV/AIDS
  • Home healthcare and traveling services
  • Mental hospitals
  • Public hospitals in urban centers
  • Rehabilitation facilities (substance abuse treatment facilities)
  • Workers’ Comp
  • ACORD 125 & 130 forms
  • Supplemental application
  • 5 years aggregated payrolls
  • NCCI Mod Worksheet
  • 5 years currently valued loss runs

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

All Risks Overview

All the information you need to make All Risks your wholesaler of choice.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations