Limo Insurance

National Specialty Programs

All individuals are required to have auto insurance in case they are involved in an accident; however; it is critical to have proper insurance coverage when driving a limousine. Passengers, employees and limousines need to be covered if there is an accident. Technology (most commonly cell phones) and passengers, as well as simple tasks such as daydreaming, drinking or eating, smoking, using maps or GPS systems, grooming, adjusting a radio, and driving while fatigued, can all cause distractions, which lead to collisions. Don’t let your clients become a statistic because of a momentary need to take their eyes off the road. All Risks has been providing limo insurance coverage for over fifteen years. We’re prepared to stop the insurance risks threatening your clients. Contact us today to learn more about our limo insurance coverage solutions!

Program Highlights

  • “A” rated Carriers
  • Limits: Up to $5,000,000 combined single limit on primary policy depending on the account; excess limits are also available in all states
  • Flexible Payment Options
  • Excellent Claims & Loss Control Services



Submit a Risk
  • Limousine Operations
  • Employee Transportation
  • Courtesy Van/Bus
  • Non-Emergency Medical Transportation (DE, MD, NC, PA, VA)
  • Commercial Auto Liability
  • General Liability
  • Medical Payments
  • Personal Injury Protection
  • Physical Damage
  • Hired and Non-Owned Auto
  • Completed All Risks Supplemental Application – contact an underwriter for application
  • Completed ACORD Applications, including the insured’s full name and phone number
  • Completed Driver’s List to include dates of hire and years of livery experience
  • Vehicle List including seating capacity and if the risk has buses (specify perimeter or row seating)
  • Currently Valued Loss Runs for the current year and four prior years
  • List the insured’s website (if applicable)
  • DOT # (if applicable)
  • Current Motor Vehicle Reports for each driver
  • Target and Expiring Premium

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations