Liability, Property, Crime and more coverage…

National Specialty Programs

Pawn shops are in the business of lending money for items of value. A pawnbroker must accurately assess an item’s worth and the market demand for resale should the owner default on the loan. As a result, pawn shops face numerous financial risks, including the loss of product market value, inability to resell items, theft, and property damage. Let All Risks specialists assess your client’s risk and deliver valuable Pawn Shop insurance through an A.M. Best “A+ XV” rated carrier. Contact us today to learn more about our Pawn Shop Insurance Program solutions!

Program Highlights

  • Available nationwide, excluding HI
  • Many key coverage extensions available at no additional costs
  • Minimum premium: Package – $1,250



  • Nationwide, excluding HI
Submit a Risk
  • General Liability
    • All Owned Premises
    • All Operations – unless excluded
    • Products – Completed Operations
    • Personal and Advertising Injury
    • Medical Payments
  • Property

    • Building
    • Business Personal Property
    • Business Income – ALS Basis
    • Block (Jewelry and Firearms)
    • Pledged and Unpledged Inventory at no coinsurance
    • Equipment Breakdown
  • Coverage included at no additional charge
    • Money and Securities – $10,000
    • Employee Dishonesty – $10,000
    • Property Off Premises – $10,000
    • Property Mailed or Shipped (USPS Express) – $50,000
    • Plus 32 other unique coverage extensions at no additional cost
  • Optional Coverage
    • Products Completed Operations on Guns, Firearms, and Ammunition up to $1,000,000 on larger accounts with limited gun sales and proper procedures in place
    • Employee Benefits Liability
    • Hired and Non-Owned Auto Liability
    • Employment Practices Liability
    • Cyber Liability
Specialty Program Guide

Use this handy resource to review our custom program solutions.

Top 5 Reasons to Partner with All Risks

Discover why All Risks is the preferred wholesale partner.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations