Coverage for Pest Control Business Operators

National Specialty Programs

Pest control operators protect businesses and residents from the destructive nature of undesirable insects and animals. Unfortunately, these companies need to worry about more than rodents, bed bugs and termites. All Risks Pest Control insurance addresses their exposure to risk, including: General Liability, Professional Liability, Crime, Property Damage and Personal Injury. All Risks offers competitive pest control insurance rates through an A.M. Best “A+” XV carrier partner to prevent the demise of your pest control clients. Contact us today to learn more about our coverage solutions.

Program Highlights

  • Competitively quoting GL, PL, Umbrella, Auto, Property, Workers’ Compensation, and Inland Marine
  • GL minimum premium:  $750
  • New ventures welcome
  • Available nationwide



  • Nationwide
Submit a Risk
  • Pest control
  • Fumigation
  • Termite control/inspection
  • Small animal control
  • General Liability/Professional Liability
    • Job-Site Pollution: Clean Up Cost
    • Transit Pollution: Clean Up Cost
    • Fumigation: No Residential Tenting
    • Care, Custody and Control: Broad Form Property Damage
    • Personal and Advertising Injury
    • Lost Key
    • Termite Treatment and Inspection
  • Crime
  • Property (with wind available)
  • Auto
  • Workers’ Compensation
  • Inland Marine
  • Excess/Umbrella Liability

Limits Available

  • $5 Million Aggregate Option
  • WDI/Treatment & WDI/Inspection
    • Unlimited Reporting Period (no sunset clause)
  • Limits included at 1M/$1M
    • Can Provide up to $3M Aggregate ($1M/$3M)
  • Up to $35M in Umbrella/Excess

Optional Coverage

  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Primary/Non-Contributory
  • Per Project Aggregate
  • Hired and Non-Owned Auto
  • Employee Benefits
  • Pest Control Operators Application
  • Pest Control Renewal Application
  • Pest Control WC Application
  • Mosquito Control Application
  • ACORD form
  • 5 years loss runs – WC/GL
  • License and resume (if new venture)

Need Help Right Now?

Complete the short form and an All Risks associate will contact you, or call 800-366-5810.

HR Risk Management

Save your clients thousands of dollars on attorney fees. Explore the benefits of HR risk management and employment law advice. Complete the form for access to the All Risks Helpline Portal.

Webinar Replay: Don’t Let Insurance Be a Pest

Our team of experts provide a comprehensive review of our exclusive Pest Control Program.

Press Release-All Risks Partners with FLIR Systems, Inc.

Explore the benefits of low-cost thermal imaging for pest control businesses.

Risk Control Portal

Help your clients develop employee best practices with over 1000 risk management and safety education resources and reference tools.

Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.


Industry Associations