Workers’ Compensation & Package Coverage

Staffing agencies provide skilled workers for employers. Through research and careful screening, the goal is to put the right people in the right jobs at the right time. Finding and retaining skilled workers in various industries is not an easy task. We understand the unique staffing agency insurance risks facing the industry. We are the ideal candidate to underwrite your staffing services insurance for Workers’ Compensation and Package products. Contact us today to learn more about our insurance solutions.

Program Highlights

Workers’ Compensation
  • $5,000 minimum premium
  • Competitive commission
  • Guarantee cost and captive programs available
  • No experience modifier restrictions
  • Industry-tailored loss control services
  • Aggressive claims handling and quarterly claims review
  • Pay-as-you-go billing
  • Alternative WC solutions available
  • Blanket Waiver of Sub and Blanket Alt Employer available
  • Blanket Additional Insured Endorsements available
  • Blanket Waiver of Subrogation
  • Blanket Primary & Non-Contributory Additional Insured Endorsement available
  • Care, Custody & Control Carve Back
  • Policies are not audited
  • Umbrella includes Professional Liability
  • Client-specific higher limits available
  • Worldwide coverage
  • HR Risk Management Hotline – Include with Policy



  • Nationwide


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

Submit a Risk

Workers’ Compensation

  • Clerical
  • Professional/technical
  • Hospitality
  • Manufacturing
  • Medical staffing
  • Broad class code appetite


  • Temporary/temp-to-hire staffing firms
  • Administrative Services Organization (ASO)
  • Human resource consulting service
  • Direct hire, personnel placement services and consulting
  • Professional Employer Organization (PEO)
  • Vendor Management Service (VMS)
  • New ventures accepted (start ups with under three years experience will be considered)

Workers’ Compensation


  • General Liability
  • Professional Liability
  • Employment Practices Liability
  • Abuse & Molestation Liability
  • Hired and Non-Owned Auto Liability
  • Employee Benefits Liability
  • Stop-Gap Liability
  • Umbrella/Excess Liability – limits up to $10 Million; higher limits may be available
  • Property
  • Crime

Workers’ Compensation Submission Requirements

  • Workers’ Compensation ACORD form
  • Staffing Services WC Insurance Supplemental Application
  • Five years currently valued loss runs and payroll history
  • Current experience rating worksheet
  • Last 4 quarter 941s
  • Information on safety program
  • Excluded class code justification form

Package Submission Requirements

  • Crime Application
  • Staffing Services Liability Insurance Supplemental Application
  • Fully completed and signed ACORD form
  • 5 years currently valued loss runs
  • Website address of the insured

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

HR Risk Management

Save your clients thousands of dollars on attorney fees. Explore the benefits of HR risk management and employment law advice. Complete the form for access to the All Risks Helpline Portal.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.