Valet Services Insurance Coverage

National Specialty Programs

When you hand your keys over to a valet attendant, you trust that your car will be returned to you undamaged. However, accidents can happen especially when multiple drivers are operating unfamiliar vehicles and trying to do their job in a timely manner. Scrapes, dings or greater damage to vehicles and injuries to drivers threaten the success of any valet service company. All Risks delivers an extensive Valet Parking insurance program and with an A.M. Best “A+” rated carrier targeting a wide variety of classes. Contact our Valet Parking insurance specialists today to learn more about our coverage solutions!

Program Highlights

  • Multiple “A-” or better-rated A.M. Best carriers
  • Admitted and non-admitted carriers
  • New ventures OK with prior experience

 

States

  • Nationwide
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Valet Services

  • Some special events OK when held at a facility with a parking lot (subject to company approval)

Ineligible Operations

  • Street parking
  • Mixed self and valet parking
  • Risks that valet only for special events
  • General Liability
  • Limits $1,000,000/$3,000,000
  • Garagekeepers Legal Liability
  • Workers’ Compensation
  • Completed ACORD applications (for coverage other than Garage)
  • Completed All Risks Garage Application
  • Completed Valet Parking Questionnaire
  • Completed employee list including – name, date of birth, drivers license number, title/position, Individuals furnished a vehicle for personal use, payroll
  • 4 years of prior losses
  • Details of owner experience and valet attendant hiring practices
  • Garage Valet Parking Supplemental Application

Resources

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Specialty Program Guide

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Risk Control Portal

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Promise to Our Partners

Our business is conducted as a three-way partnership; serving as the intermediary between our clients—retail insurance brokers who allow us to find the proper markets for their insureds and our carriers—the strategic partners that insure the risks that we place. We carefully select our retail broker partners and focus our resources where our abilities and interests best match.

We commit to our carriers that we will always provide all of the pertinent information that we have regarding any risk being submitted to them. We will never be guilty of failing to furnish information that is germane to underwriting a risk, simply because the underwriter did not ask us the right question.

 

Industry Associations