Valet Services Insurance Coverage

When you hand your keys over to a valet attendant, you trust that your car will be returned to you undamaged. However, accidents can happen especially when multiple drivers are operating unfamiliar vehicles and trying to do their job in a timely manner. Scrapes, dings or greater damage to vehicles and injuries to drivers threaten the success of any valet service company. We deliver an extensive Valet Parking insurance program targeting a wide variety of classes. Contact our Valet Parking insurance specialists today to learn more about our coverage solutions!

Program Highlights

  • Admitted and non-admitted carriers
  • New ventures OK with prior experience



  • Nationwide


The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. We encourage policyholders and their agents to read the full policy form and any applicable endorsements for full terms and conditions. RSG National Specialty Programs is a unit of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC (RSG). RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public.  Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License # 0G97516).  ©2021 Ryan Specialty Group, LLC

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Valet Services

  • Some special events OK when held at a facility with a parking lot (subject to company approval)

Ineligible Operations

  • Street parking
  • Mixed self and valet parking
  • Risks that valet only for special events
  • General Liability
  • Limits $1,000,000/$3,000,000
  • Garagekeepers Legal Liability
  • Workers’ Compensation
  • Completed ACORD applications (for coverage other than Garage)
  • Completed Garage Application
  • Completed Valet Parking Questionnaire
  • Completed employee list including – name, date of birth, drivers license number, title/position, Individuals furnished a vehicle for personal use, payroll
  • 4 years of prior losses
  • Details of owner experience and valet attendant hiring practices
  • Valet & Parking Lot Supplemental Application

Need Help Right Now?

Complete the short form and a Ryan Specialty Group associate will contact you, or call 800-366-5810.

Specialty Program Guide

Use this handy resource to review our custom program solutions.

Ryan Specialty Group and All Risks Finalize Merger

Ryan Specialty Group, LLC (RSG) and All Risks are pleased to announce the completion of the transaction to merge the two firms into Ryan Specialty Group. RSG is an insurance specialist providing services in wholesale brokerage and delegated underwriting authority in the form of binding authorities, programs and managing general underwriting companies. The combination of All Risks and RSG, with roughly 3,300 employees and 70+ offices across the United States, the United Kingdom and Europe, is projected to handle nearly $15 Billion in premium during 2020. Read more.